来华留学生必须购买保险
International students in China must buy insurance.
In conformity with the regulation of Ministry of Education, “international students who study in China for over six months (including students who continue their study for over six months) in universities / colleges are required to join the Group Comprehensive Insurance and Protection Scheme of mainland China, and the insurance policy is one of the required documents for enrollment at the beginning of each semester. The University/ College may decide by itself that whether international students who study in China for less than six months should be covered by the group comprehensive insurance.
According to the regulation of the University, degree students, language students and exchange students are required to join the Group Comprehensive Insurance and Protection Scheme of mainland China, and the insurance policy is one of the required documents for enrollment at the beginning of each semester. The insurance scheme, which is underwritten by PingAn Annuity Insurance Company, includes fundamental insurances, such as death insurance, medical insurance for accidental injury, in-patient medical insurance, etc. Please refer to the “Introduction of Comprehensive Insurance and Protection Scheme for Foreigners Staying in China of PingAn Annuity Insurance Company” for details.
购买方式
How to purchase
a. 手机端
Mobile terminal
b. PC端
PC terminal
保险理赔指导 How do you apply for reimbursement after seeing the disease
请登录联合国际来华留学保险网(http://www.lhgj.net/article/claimsApplication-21.html)查询
Please log in the wbesite of Unichina International Insurance Brokers (Beijing)Co., LTD (http://www.lhgj.net/article/claimsApplication-21.html?lan=en) to get more infomation
注意事项 Attention
1、既往症、先天性疾病属于来华人员综合保障计划的免除责任，慢性病次年不得续保，如有违反相关规定由本人承担相关法律及经济责任。
2、留学生保险对于就诊医院规定为：公立医院（国际部除外）、普通科室就诊费用。 不包含私立医院、公立医院内的特需病区、外宾病区、高干病房、VIP病房等同类病区发生的费用。
3、住院押金问题，因为保险不包含自费项目，这部分费用需要学生自付。
Congenital diseases, hereditary diseases and existing diseases are not covered by the Comprehensive Insurance and Protection Scheme for Foreigners Staying in China, and insurance policyholder may not renew the coverage for chronic diseases in the second year. Policyholders who violate the regulation shall bear all legal and economic liabilities incurred.
Insurance for international students covers treatment in public hospitals (excluding international department) and general departments. Treatment in private hospitals, special wards in public hospitals, wards for foreign patients, wards for senior officials, VIP wards and equivalence is not covered.
Deposits for inpatient treatment are not included in the insurance and should be paid by the students themselves.
